It’s no wonder buyers are burned out. The typical American household is now priced out of most homes for sale.

A new Bankrate analysis has found that more than 75% of listings nationwide are out of financial reach for a median-income family, despite annual earnings hovering just under $80,000.

To swing a median-priced home in 2025, buyers now need to earn roughly $113,000 a year, which is a gap that’s turning the starter-home dream into a math problem few can solve.

In some cities, it’s not just tough — it’s laughably distant.

More than three-quarters of homes currently on the US market are out of reach for the typical household, according to a new Bankrate analysis that compares real estate listings with local income levels. D Guest Smith – stock.adobe.com

Miami and Los Angeles of

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