- Resilient refinance demand driven by current rates tempers the effects of seasonal slowdown -

PLANO, Texas, Dec. 10, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today released its November 2025 Market Advantage mortgage data report, which found that total mortgage rate-lock activity declined with normal late fall seasonality, yet still marked the strongest November in four years. Total lock volume fell 25% month over month (MoM) from October but remained up 17% year over year (YoY), buoyed by historically strong refinance demand and mortgage rates holding near 6%. Rate-and-term refinances continued to outperform 2024 levels by a wide margin, finishing November up 223% YoY despite easing from September’s high. Cash-out refinances rose 29% YoY. Purchase lock activity declined 22% MoM in l

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