Why credit card debt relief makes sense for 2026

With the right approach in 2026, credit card users can start erasing their high-rate debt. Getty Images/iStockphoto

If you find yourself spending your final days of 2025 compiling your financial resolutions for the new year, you're likely not alone. With inflation rising in recent reports, unemployment at its highest level since 2021 and concerns over layoffs growing, millions of Americans may find themselves taking the same approach. And, if you have credit card debt, it's vital that you start building a strategy right now.

Credit card debt can be devastating to your financial health. And with the average balance sitting over $6,000 right now, there won't be an overnight solution. However, there are multiple debt relief options available that can be worth closely