Apparently, there is a 'sweet spot' for car insurance (Image: d3sign via Getty Images)

Drivers could slash their car insurance costs by as much as 50% simply by timing their search correctly, an expert has said. While many motorists wait until the eleventh hour or depend on their insurer's automatic renewal correspondence, by looking into more competitive rates elsewhere, you could save a small fortune.

Industry specialists suggest there's an optimal window for obtaining quotations ahead of your policy's expiration. Lorna Macpherson from Ocean Finance , explains: "You'll often get the best car insurance quotes around 26 days before your policy is due to start.

"Anywhere between 18 and 28 days works, but 26 days is the sweet spot. For example, if your current policy ends at the end o

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