(StatePoint) Scammers don’t take days off. From phishing emails to package theft, fraudsters and scammers can cost you money. Fortunately, you can stay one step ahead of them with these simple tips to help protect yourself.

1. Strengthen your online security: Safeguard your accounts by using unique, 12-character passwords and enabling multi-factor authentication whenever possible. Avoid using public Wi-Fi, such as free internet connectivity in coffee shops or libraries, where cyber criminals might be lurking to access your information. Instead, it’s safer to use your phone’s mobile hotspot. Be cautious of unsolicited emails or messages promising prizes or freebies — if it sounds too good to be true, it probably is. Block and report anything suspicious before deleting it. And ask your pro

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