Caring for a dog comes with the hope of giving them a life full of love, comfort, and health. That hope can feel fragile when medical challenges arise, especially when treatments are costly and complicated.

Zippy, adopted as a senior, already had existing health concerns.

So when his owner noticed a worrying new symptom, she acted without hesitation and took him straight to the veterinarian.

An Unexpected Source Of The Coughing

Despite Zippy’s medical history, Michelle, his owner, had never purchased pet insurance.

Even if she had, his heart condition would have excluded him from coverage. With veterinary bills in California already high, paying for a plan that wouldn’t help made little sense.

Then the coughing started. Persistent and unexplained, it concerned Michelle enough to see

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