Many people earn decent income but are left with very little money at the end of each month. Knowingly or unknowingly, many people follow the habit of living for the day, which may not leave much for their future needs. It is true that no amount of money will be sufficient to fulfil all our endless desires. However, conscious prioritisation may help us achieve many life goals with passage of time without compromising much in daily life.

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It is essential to strike a good balance between our current needs and future requirements. The amount of money required for future life goals like retirement is so much that it cannot be accumulated during a short period of time and needs dedicated lo

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