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The countdown to Christmas is on and with the prospect of looming social events and gifts to buy, it’s no wonder the festive season is one of the most expensive times of the year. Many people often feel the financial burden long after the celebrations are down and January arrives. ‌

It should come as no surprise the start of the new year is the busiest time for debt help charities, with people struggling to cope with the December blow out. Despite the lingering cost of living crisis, people are expected to spend an average of £600 on Christmas-related products and activities. ‌

Family and friends will think no less of you if you tell them you’re ‘not doing Christmas ’ or are cutting back. Sometimes it’s not about the materialistic gains over the festive se

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