Martin Lewis has offered crucial guidance to anyone over 50, outlining essential steps individuals must take at this milestone age. During his BBC Podcast this week, the personal finance guru responded to a query from a 49 year old listener seeking advice on financial security and necessary adjustments.

The Money Saving Expert founder highlighted two 'major considerations' people should understand, plus one form of assistance that 'exclusively becomes accessible' at 50.

The caller mentioned approaching their 50th birthday and questioned whether any immediate action was required.

Martin outlined several crucial areas requiring attention, including life insurance, mortgages and pensions, reports the Express .

Mr Lewis explained: "I'm 53 so I'm in a relatively similar boat to you, a f

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