Memphis, Tennessee, USA; Navy Midshipmen quarterback Blake Horvath (11) throws the ball against the Memphis Tigers during the first half at Simmons Bank Liberty Stadium.

The Army Black Knights (6-5, 4-4 American) and Navy Midshipmen (9-2, 7-1) meet Saturday in the 126th installment of this rivalry. Kickoff from M&T Bank Stadium in Baltimore, Maryland, is set for 3 p.m. ET (CBS). Let's analyze BetMGM Sportsbook's NCAA football odds around the Army vs. Navy odds and make our expert college football picks and predictions for the best bets.

Navy leads the all-time series 63-55-7, including a 31-13 win last season at Northwest Stadium in Landover, Maryland as a 6-point underdog as the Over (39) connected. These teams have split the past 6 meetings, while also going 3-3 against the spread (ATS) in that span. The Over is 2-0-1 in the past 3 in the series, while the Under is 7-2-1 in the past 10 meetings.

Army won at UTSA on Nov. 29 in the most recent outing, cashing as a 9-point underdog as the Over (50.5) cashed. QB Cale Hellums threw for 38 yards and a TD while rushing for 90 yards. WR Noah Short ran 14 times for 127 yards and a TD while posting a 6-yard reception and throwing a 32-yard pass to WR Brady Anderson.

Since Oct. 4, Army has won 5 of the past 7 games, while going 5-2 ATS. The Under has cashed in 6 of the past 8 outings.

Navy picked up a 28-17 win at Memphis last time out on Nov. 27 as a 3.5-point underdog as the Under (58) cashed. QB Blake Horvath threw for 100 yards and a TD and ran for another while RB Alex Tecza ran for 103 yards and 2 TDs. Since a 49-10 pounding from Notre Dame, the Middies have won outright in 2 in a row as an underdog, averaging 34.5 points per game (PPG) on offense. The Over is 5-2 in the past 7 games.

– Rankings: US LBM Coaches Poll, conducted by the American Football Coaches Association and USA TODAY Sports

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Army vs. Navy odds

Provided by BetMGM Sportsbook; access USA TODAY Sports Scores and Sports Betting Odds hub for a full list. Lines last updated Saturday at 2:20 a.m. p.m. ET.

  • Moneyline (ML): Army +225 (bet $100 to win $225) | Navy -275 (bet $275 to win $100)
  • Against the spread: Army +6.5 (-110) | Navy -6.5 (-110)
  • Over/Under (O/U): 38.5 (O: -102) | U: -118)

Army vs. Navy picks and predictions

Prediction

Navy 25, Army 16

Moneyline

Navy (-275) can't be trusted, costing you more than 2 1/2 times your potential return. That's way too much in this heated rivalry game which has seen the underdog win outright in 3 of the past 4 meetings. The underdog has won 7 of the past 10 meetings outright, too.

As such, PASS and look to the spread instead.

Against the spread

NAVY -6.5 (-110) is worth playing lightly in America's Game. This is a fun game to watch, with so much tradition. We've also seen 3 of the past 4 meetings, and 7 of the past 10 in the series, decided by 7 or fewer points, so there is plenty of risk here.

Go lightly on Navy, as it is the better team this season, and the offense is a little more diverse. However, all facts and logic get thrown out the window when these bitter rivals meet.

Over/Under

OVER 38.5 (-102) is the lean. The Over is 2-0-1 in the past 3 seasons, including 44 combined points last season on Dec. 14, 2024, most in an Army-Navy game since 2011.

Both of these teams are strong on offense, though, and each team has a winning record, and they're each bowl eligible. We've seen some poor teams facing each other in this game in recent seasons, but with both teams with winning records and strong offenses, let's look for the high-scoring times to continue.

For more sports betting picks and tips, check out SportsbookWire.com and BetFTW.

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This article originally appeared on Sportsbook Wire: Army Black Knights vs. Navy Midshipmen odds, picks and predictions

Reporting by Daniel Dobish, Sportsbook Wire / Sportsbook Wire

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