Standard Chartered thinks XRP can overtake Ethereum.

Ripple's XRP ( XRP -1.15% ) has had a momentous six months, soaring almost 350% since November. What's more, Standard Chartered thinks it can go even higher. Analyst Geoffrey Kendrick predicts that Ripple will reach $12.50 by the end of 2028 -- that's about a 450% upside from today's price.

In the near term, Kendrick thinks XRP can reach $5.50 (more than double the current price of about $2.19) before the end of this year. He cites three major catalysts for growth:

The potential approval of a spot XRP exchange-traded fund (ETF)

XRP Ledger growth and increased stablecoin transactions

Ripple's settlement agreement with the Securities and Exchange Commission (SEC)

Read on to learn more about why so many investors are bullish o

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