Money-saving guru Martin Lewis has a straightforward approach to cut costs on your car insurance. He revealed there was an ideal time of year to hunt for quotes as your car insurance policy approaches renewal.

Journalist Richard Guttridge put the advice to the test in an attempt to slash his monthly premiums . This came after he received a "disappointing" quote from his current provider, reports the Express .

He explained: "It was with some fear that I set out on the search for car insurance quotes - after my payments rocketed last year. The time had come to renew once again and I was determined to find a better deal if possible."

"I was unimpressed with the renewal quote from my existing insurer, which was essentially the same as what I was already paying. So I headed for the c

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