A new survey commissioned by TD Bank reveals that Canadians remain sharply divided over where interest rates are headed, underscoring how economic volatility is reshaping mortgage decisions across the country.

The poll, conducted by The Harris Poll Canada, found that 32 per cent of Canadians expect interest rates to rise in the coming months, while 27 per cent predict a decrease and 29 per cent anticipate no change at all. The split highlights the uncertainty facing homeowners and prospective buyers alike as they navigate one of life’s largest financial commitments.

“With so much uncertainty around what comes next, Canadians are thinking carefully about how best to approach their mortgage,” said Patrick Smith, vice president of product management for Real Estate Secured Lending for TD Ba

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