According to Realtor.com, it takes more than a decade of saving up to afford a down payment on a California home.

“I 1,000% believe that,” said Janie Riddiough, Morro Bay resident.

Janie Riddiough says it took about five years for her and her family to afford a deposit on their Morro Bay home.

“My in-laws were really helpful in helping us to do it. So we wouldn’t have been able to do it on our own,” said Riddiough.

A recent study using data from the U.S. Census Bureau and the Bureau of Economic Analysis ranked states by how long it takes to save for a 10% down payment on a home. They examined the average state income in relation to home prices. California came in second, after Hawaii, with an average save time of 10 years and 6 months.

“In today’s market, absolutely, I think that’s a

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