Debt relief can provide crucial assistance when your financial circumstances make traditional repayment impossible. Dragon Claws/Getty Images
Debt feels like a constant weight for many Americans in today's tough economic environment. Credit card balances, personal loans and medical bills can pile up faster than people realize, leaving households stretched thin. For example, in the second quarter of 2025, the total amount of credit card debt nationwide topped $1.2 trillion. As a result, it can be hard to see real progress, even when you're keeping up with the payments, and the stress of juggling multiple bills can quickly become overwhelming.
The current high-rate landscape doesn't make things any easier, either. With average credit card APRs hovering close to a record high, a b