Rachel Westbrook for Splitero

7 tips for improving your credit score

Boosting your credit score is a key step toward enhancing your financial well-being. If your score is lower than you’d like, there are actions you can take to achieve — or improve — a higher credit score, some faster than others.

Splitero looks at some of the most effective ways to improve your credit score. By following these tips, you can take control of your financial health. Remember, repairing your score can take time, so don’t get discouraged.

1. Make on-time payments

Making payments on time is the most important factor in your credit health. Late payments can stay on your credit report for up to seven years, so staying current is crucial. If you miss a payment by 30 days or more, call your creditor immediatel

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