BATON ROUGE, La. (WAFB) - If you’re struggling with student loans, you’re not alone. More borrowers are missing payments, and confusion about overdue dates isn’t helping. On top of that, interest on SAVE plan loans is back, affecting millions of Americans.

Nearly 6 million Americans are at least three months behind on their federal student loans payments, according to research from TransUnion and the Federal Student Aid office warns that many delinquent borrowers are in danger of defaulting in the coming months.

For borrowers, the stress isn’t just numbers on paper. It’s tens of thousands of dollars in debt that shape everyday choices about housing, transportation, and even long-term goals.

The day you miss a payment, your loan is considered delinquent . After 90 days, it’s reported

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