Students are being urged to stay vigilant against scams as they gear up for university life.

Fraudsters deploy various schemes targeting young people who are often experiencing financial freedom for the first time at university.

Liz Ziegler, fraud prevention director at Lloyds, said: "Heading off to uni is a big moment – new mates, new experiences, and a lot more independence.

"But it's also when scammers might try to catch you off guard.

"They're clever, and they know students are juggling a lot. Your bank's working hard behind the scenes to keep your money safe, but you've got a role to play too. If something feels dodgy – like a deal that's too good to be true or someone asking for cash up front – trust your gut and walk away."

Lloyds revealed that young adults aged 18 to 24 are ty

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