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A financial expert has disclosed how to secure a free £200 in cash ahead of Christmas . Martin Lewis highlighted several switching offers currently available from major banks in the UK.

Banks frequently introduce these incentives periodically to attract fresh customers. Nevertheless, it remains crucial to examine the terms and conditions thoroughly to ensure there are no concealed charges such as monthly subscription fees.

In a recent update to his Money Saving Expert website , Martin noted: "Free £200 in time for Christmas. One way to help pay for the day is to grab a legal bribe to switch bank.

"A flurry of new deals have just popped out, many that are top rated. Switching is usually easy and hassle-free. You must pass a not-too-harsh credit-check and use the banks' se

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