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State pensioners are missing out on their full £300 Winter Fuel Payments - because of a three-month rule. You're not entitled to Winter Fuel Payment if you live in a care home from 23 June to 21 September 2025 and you receive Pension Credit, Universal Credit or income-related Employment and Support Allowance.

Age UK said: "If you live in a care home and you don’t receive one of these benefits, your Winter Fuel Payment is £100 if you are under 80, if you are aged 80 or older it is £150."

Payments are automatic you do not need to do anything. If you have not received your Winter Fuel Payment by January 2026, you can make a claim before 31 March 2026. Contact the Winter Fuel Payment helpline on 0800 731 0160.

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