Congress has until midnight on Tuesday to pass a funding bill and avoid a shutdown of the federal government. If lawmakers can't agree , hundreds of thousands of federal employees could be without a paycheck — or worse.

While federal workers are typically put on unpaid leave during a shutdown, President Donald Trump has threatened mass firings if a budget deal isn't reached.

If your paycheck is at risk, now is the time to plan for delayed or lost income.

Government shutdowns have historically been short, with many lasting just a few days . But if you're living paycheck to paycheck, any pay gap is challenging, especially as everyday costs increase.

"The last time we had something like this, it wasn't the entire government, but it was 35 days, and that went up to close to three p

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