Homeowners wishing for more relief on their variable home loans may have to wait until next year after the RBA kept interest rates on hold at its September meeting today.

Just two meetings remain - in November and December - for the calendar year, which has already seen the main cash rate target fall from 4.35 per cent to the current rate of 3.6 per cent.

Experts remain divided over whether the central bank will slash rates again prior to Christmas, with a relatively steady labour market and strong inflation providing more incentive for the RBA to move slowly.

In its monetary statement today, the RBA board said it was keeping a close eye on Australia's domestic market and the ongoing turmoil of tariff-driven geopolitics.

"The Board remains alert to the heightened level of uncertainty a

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