Small savings schemes such as the Public Provident Fund (PPF), Sukanya Samridhi Scheme and National Saving Certificate (NSC) will see no change in interest rate for the quarter beginning October 1, the Finance Ministry said on Tuesday. This will be the seventh successive quarter of rates remaining unchanged.

“The rates of interest on various Small Savings Schemes for the third quarter of FY 2025-26, starting from October 1, 2025, and ending on December 31, 2025 shall remain unchanged from those notified for the second quarter (July 1, 2025 to September 30, 2025) of FY 2025-26,” the Ministry said in an office memorandum. Interest rates are reviewed before the beginning of every quarter and any change is applicable only on the new or accretion during the quarter under review.

This means

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