RUSTON, La. (KNOE) - The Property Insurance Association of Louisiana awarded the Ruston Fire Department a Class 1 rating.

The RFD now has the highest rating possible. This is the first time the city’s fire department has received the high honor.

The PIAL determines ratings through evaluation of three areas:

Administration of codes - Are codes up-to-date and effectively enforced?

Plan review - How are the staffing levels, experience of personnel and level of detail during the plan review process?

Field inspections - How are the staffing levels, experience of personnel, level of details on inspections, final inspections and issuance of Certificates of Occupancy?

Insurance adjusters can use a fire district’s PIAL class to determine insurance premiums. Typically, lower insurance pre

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