Multi-asset allocation funds (MAAFs) are emerging as one of the most resilient categories in the mutual fund (MF) universe, delivering returns that rival or even surpass traditional equity schemes while maintaining a comparatively lower risk profile. Their ability to invest flexibly across equities, debt, and commodities has enabled them to outperform in both lump sum and systematic investment plan (SIP) investments, particularly over the past three years. Advertisement

According to data from Value Research, multi-asset funds generated an average annualised three-year return of 19.1 percent, outperforming flexicap funds at 18.2 percent and largecap funds at 16.8 percent. The outperformance is equally pronounced in SIP returns, with data showing MAAFs delivering 17.7 per cent annualised r

See Full Page