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Starting October 8, 2025, India is set to transform the way digital payments are authenticated by introducing biometric authentication for Unified Payments Interface (UPI) transactions, according to a report by Reuters. This advancement allows users to authenticate payments using facial recognition and fingerprint scans, eliminating the need for traditional PINs.
What Is Changing?
Currently, UPI transactions require users to enter a Personal Identification Number (PIN) to authenticate payments. With the new system, users can authenticate transactions through biometric data—specifically, facial recognition and fingerprints—linked to their Aadhaar profiles. This shift aims to enhance security and streamline the payment process.