A potentially worrisome trend is emerging among young adults. Instead of landing a job and moving to the big city after graduation, many are moving back into their childhood homes instead. About 1.5 million more adults under 35 live with their parents today than a decade ago . That’s a 6.3% jump, more than double the rate of growth for the young adult population overall.

The issue is affordability. Over the past decade, urban rents have climbed about 4% per year , while wages for full-time workers have increased by only 0.6% annually . That means it’s harder than ever to live in a big city on the typical salary — especially if you’re a new graduate without much work experience.

The situation is even more challenging for aspiring homeowners: The median house price in the U.S. has

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