It started quietly in one corner of the country.

In 2022, Washington State rolled out the first program of its kind — a mandatory long-term care insurance tax on workers’ paychecks. The goal? Help residents cover the crushing cost of long-term care.

But here’s the catch: if you didn’t buy your own private coverage early enough, you were automatically enrolled in the state plan and hit with a 0.58% payroll tax for life.

At first, many brushed it off as a one-state experiment. But now? The dominoes are lining up.

California, New York, Minnesota, Pennsylvania and several other states are actively studying or drafting similar legislation.

That’s right — the government may soon force you to buy long-term care coverage.

The $100,000 problem no one wants to talk about

Most Americans still

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