3 Reasons Retirees Should Not Enroll in Medicare Advantage for 2026

Here are a few things everyone should understand before enrolling in a Medicare Advantage plan.

If you're near the age of 65, you're probably getting bombarded with advertisements that ask you to enroll in a Medicare plan.

Open enrollment for Medicare Advantage (MA) begins on Oct. 15 and runs through Dec. 7. During this time, folks new to Medicare can join a new MA plan. Previous Medicare enrollees can also switch to a new MA plan or switch back to traditional government-managed Medicare.

The main advantage of an MA plan is that it provides more comprehensive coverage, including vision, hearing, and dentistry services that traditional Medicare generally doesn't cover.

Here are three reasons most folks are better off with traditional Medicare.

1. The government doesn't need to report