Big Apple, big paycheck.

New York City singles need to earn a sizable $184,420 per year to live comfortably, new research has revealed.

GOBankingRates analyzed data from the 2024 U.S. Census American Community Survey, the Bureau of Labor Statistics, and other organizations to determine the annual salaries needed to enjoy life in America’s 50 biggest cities. New York came in fifth place. 3

Using the 50/30/20 finance rule — 50% of spending for essentials, 30% for leisure, and 20% for savings — the researchers determined a salary of $92,210 was needed in New York City simply to get by living alone. The team then doubled that figure to determine their definition of “living comfortably.”

Given that a majority of Americans own their homes, GOBankingRates based its analysis on property

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