If you’re sensing that some rank-and-file Republicans in Congress are getting nervous about their leaders refusing to negotiate with Democrats to reopen our federal government , anxiety about a looming increase in health insurance costs might be driving that.

Democrats have successfully branded this government shutdown as all about Republicans refusing to negotiate an extension of subsidies for the Affordable Care Act, known as Obamacare. That program now helps more than 24 million Americans find health insurance plans if they don't get insurance from an employer or are not eligible for Medicaid or Medicare.

Those subsidies expire Dec. 31. And the people who use them are just three weeks away from the start of 2026 open enrollment for Obamacare . They're in for a shock, with th

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