Nicolette Booth bought her flat in Earlsfield , south London, for £490,000 ten years ago.

She bought the home to live in herself, but instead found herself moving with her now-husband to Hertfordshire, becoming an accidental landlord in the process.

She has rented the home out for most of the past decade, but now, with mortgage rates higher and having seen the value of the property stay fairly static, she’s looking to sell. But the problem is, she hasn’t been able to.

“In years gone by, it was very easy to run, it was low maintenance, I had a mortgage rate of under 2 per cent and the tenants were in there for decent chunks of time, at least a few years,” she explains.

“Now the mortgage rate is far higher, and though rent prices have risen, there has not been any capital increase. I

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