How I Manage My Money: Blogger, on £6k a month, who paid off mortgage in two years

In our How I Manage My Money series we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals.

This week we speak to Emma Jackson, 31, who lives near Sheffield. Emma works in higher education full-time, while also running her own personal finance website and blog, Bee Money Savvy. Emma paid off the mortgage on her first home in two years and would like to be able to retire early with a £750,000 pension pot. She used to find the concept of investing scary, but now adds £500 a month to a stocks and shares Isa.

Monthly budget

My monthly income: The take-home pay from my full-time job in higher education is £2,140. The income from my Bee Money Savvy website varies, but is typically between £2,600 to £4,000 before tax. I