Before you set out for festival shopping, what you pick among debit cards, credit cards and UPI is key. (Source: freepik) Show Quick Read Summary is AI Generated. Newsroom Reviewed

Diwali is around the corner, and that means homes getting decked up with lights, the aroma of sweets, and endless shopping lists. From buying gifts for your family and friends to finally getting that gadget you have been eyeing, the festive season has many reasons to splurge. However, spending without a plan can make a bigger dent than you had factored in. Hence, it's important to figure out which payment method will actually help you save the most this Diwali.

Let’s break down the pros and cons of debit cards, credit cards, and UPI:

Debit Cards

Debit cards deduct money directly from your bank account.

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