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Klarna has issued a huge update to millions of customers as it launches a flexible debit card. The Klarna Card, powered by Visa Flexible Credential, is debit by default, letting users pay instantly with their own money, while also offering flexible options.

Within the Klarna app, consumers can choose: Pay in 3, Pay Later, or longer-term financing for larger purchases, subject to approval.

“We consistently hear from consumers that they want the freedom to choose how and when to pay - whether that’s paying now with debit or spreading the cost over time,” said David Sandström, Chief Marketing Officer at Klarna.

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“They want simplicity, flexibility, and transparency - all in one place. That’s e

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