Srinagar- As the festive season ushers in prosperity and new beginnings, India’s automobile market is once again gearing up for record-breaking Diwali sales. In 2024, car registrations surged past 4.25 lakh passenger vehicles by October 29, according to Autocar India — and 2025 is expected to see a similar, if not higher, festive boom.

However, amid the excitement of bringing home a new car or bike, one crucial aspect that buyers often overlook is choosing the right motor insurance cover. A well-chosen insurance plan not only ensures compliance with Indian law but also offers financial protection and peace of mind for years to come.

Understanding the Basics: Third-Party and Own Damage Covers

As per the Indian Motor Vehicles Act, 1988, and the Indian Road Safety Act, third-party motor i

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