Knowing which annuity options are safe in this economic landscape is a key part of protecting your retirement. Wong Yu Liang/Getty Images

Today's unusual economic landscape, which is being impacted by issues like market volatility , interest rate shifts and inflation uncertainty , has pushed many Americans to rethink their retirement strategies . With traditional savings accounts offering lower yields compared to earlier this year and stock market swings making even seasoned investors uneasy, some are turning to annuities for a sense of predictability. These insurance products can be a smart option because they offer guaranteed income streams for life, which is particularly appealing in an unpredictable economy.

But while annuities do come with some sizable benefits ove

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