ICICI Bank reported a modest 5 per cent year-on-year (y-o-y) growth in the second quarter (Q2FY26) with standalone net profit at ₹12,359 crore amid a decline in provisions, including towards non-performing assets (NPAs) and further improvement in asset quality.

India’s second largest private sector bank had recorded a net profit of ₹11,746 crore in the year ago quarter.

Net interest income (difference between interest earned and interest expended) in the reporting quarter was up 7 per cent y-o-y at ₹21,529 crore (₹20,048 crore in the year ago period).

Other income, including fee-based income, treasury income and recovery in written-off accounts, rose about 6 per cent y-o-y to ₹7,576 crore (₹7,177 crore).

Net interest margin (NIM) improved a shade to 4.30 per cent in Q2FY26 from 4.27 pe

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