IDFC First Bank's net interest margin was at 5.60%, down -11bps QoQ and -58bps YoY.(Photo source: NDTV Profit) IDFC First Bank's net interest margin was at 5.60%, down -11bps QoQ and -58bps YoY. The sequential 11 bps decline was driven by the repo rate cut, changes in asset mix, and de-growth in the MFI portfolio.

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