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Households may be able to claim cost-of-living cash even if they're not on benefits.

Local councils are paying out money to struggling residents through the Household Support Fund (HSF).

It allows people to apply for special payments to help them pay bills.

READ MORE: Keir Starmer confirms new cost-of-living payments for households on these benefits

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Some local authorities offer cash payments worth hundreds of pounds, which can make a big difference to families struggling to make ends meet.

People may assume only those receiving benefits can apply for the help, but that's not the case.

Applicants will have to show they are in serious financial difficulty, and those most in need of urgent support wil

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