Capital Small Finance Bank targets to double its loan book to Rs 16,000 crore by FY29 from Rs 7,907 crore at present, a senior executive told FE in an interview.

“We believe the biggest driver will continue to be MSME and mortgage, followed by the agriculture book,” Munish Jain, executive director, said. These three segments together would continue to form 75-80% of the total portfolio. The bank maintains its guidance of a 20% growth in the loan book.

The MSME or the business segment grew 33% on year, followed by loan against property within mortgage, which grew 22% on year as on September 30, according to an investor presentation.

Deposits grew 20% on year to Rs 9,317 crore, with the current account and savings account (CASA) ratio at 33.9%. The bank will continue to focus on retail d

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