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UnitedHealth has returned to better-than-expected growth after starting the year swamped by medical costs and then withdrawing its forecast for 2025.

At a Glance:

UnitedHealth posts better-than-expected third-quarter earnings

Medical cost trends now align with company forecasts

Revenue climbs 12% to $113.16 billion despite profit drop

Analysts see improved earnings growth heading into 2026

Leaders of the health care giant said Tuesday that care use is now climbing at rates they expected, and the company envisions annual growth next year that accelerates in 2027. In the meantime, UnitedHealth is going through a transition year, resetting health insurance prices and trimming unprofitable parts of that business.

That includes cuts to its individual health

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