Indian travellers visiting Malaysia will soon be able to make payments directly to local merchants using their preferred Unified Payments Interface (UPI) apps, with settlements made instantly in Malaysian ringgit.

The development follows a partnership between Razorpay’s Malaysian subsidiary Curlec and NPCI International Payments Limited (NIPL), the overseas arm of India’s National Payments Corporation of India.

The agreement was formalised during the Global Fintech Fest 2025.

The initiative aims to enable seamless, real-time cross-border transactions for Indian visitors, allowing them to pay digitally without relying on cash or international cards. Malaysian merchants, meanwhile, will be able to receive payments in local currency via Razorpay Curlec’s platform.

According to tourism dat

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