Audio recording is automated for accessibility. Humans wrote and edited the story. See our AI policy , and give us feedback .

Affordable Care Act premiums are set to rise by 35.2%, on average, in Texas when open enrollment begins Nov. 1, a consequence of the insurance industry’s response to rising costs and the likelihood of expiring premium tax credits.

The sticker shock from this percent increase will be more pronounced in Texas than in all but five states. An average benchmark monthly premium — the premium for the second-lowest cost silver plan, which is used to calculate the size of tax credits — for a 40-year-old individual was $489, before tax credits are applied, for 2025; health policy organization KFF found that Texas insurers are charging ACA enrollees $661 for benchmark

See Full Page