Guide to choosing between Medicare and Medicare Advantage in RI

While Medicare Advantage offers many advantages, it also has drawbacks that should be considered

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Medicare open enrollment season is currently underway for over 240,000 enrollees in Rhode Island.

Medicare Advantage plans may offer lower premiums and extra benefits but often restrict provider networks and require prior authorizations.

Experts advise checking if your doctor is in-network and comparing total costs, not just monthly premiums, when selecting a plan.

It is open enrollment season for Medicare. In Rhode Island, more than 240,000 people are enrolled in the program, according to the Centers for Medicare and Medicaid Services (CMS).

Which plan one chooses, however, can make a difference in the coverage a person receives, argues David Meyers, an associate pr