Pay Dirt is Slate’s money advice column. Have a question? Send it to Kristin and Ilyce here . (It’s anonymous!)
Dear Pay Dirt,
I grew up in a household where therapy was not an option, but after seeing a great therapist for anxiety during the pandemic years, I was sold on its benefits. I moved states and couldn’t see my therapist anymore, and tried a few different ones in my new city. After many duds, I found a fantastic one, and I’ve been seeing her for two years. I love working with her, and we’ve worked through a lot of things and I’ve seen a lot of growth in myself with her help. Now I have to say goodbye, and I really don’t want to.
Due to how high health insurance premiums are, my partner and I are on a high-deductible plan, so I’ve been paying out of pocket until I h

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