Charlotte Ransom spent 25 years working for huge investment banking firms JP Morgan and Goldman Sachs, so it's fair to say she knows a thing or two about managing money

A former banker has shared a straightforward three-step method that she claims saved her thousands of pounds.

Charlotte Ransom, who spent 25 years working for major investment banking firms JP Morgan and Goldman Sachs, certainly knows a thing or two about money management.

The ex-banker emphasises that managing your personal finances is all about balance, something she admits she overlooked while handling large portfolios at work. Charlotte asserts that adopting her method saved her "thousands of pounds".

Speaking to The Times , she said: "It's high time that more people split out their savings to make full use o

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