NASHVILLE, Tenn. (WTVF) — If you’re trying to cross off the last names on your holiday list — or haven’t even started shopping — you’re in luck.

You've got all sorts of opportunities to save during the month of December and knowing when to shop can make all the difference.

December brings wave after wave of discounts — but timing matters.

"So after Cyber Monday, which falls at the very beginning of the month," said Consumer Reports' Samantha Gordon. "I'd say the most important day in December is Free Shipping Day. That is your last day to get everything guaranteed to your house by Christmas Eve.”

If you miss that deadline, you can still shop online — but it can cost you.

“You may be looking at paying extra in shipping costs to expedite your shipping to get it there on time, or playing

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