SRINAGAR : The Reserve Bank of India’s (RBI) Financial Inclusion Index-2025 has revealed key gaps in access and usage of banking facilities in different districts of the Kashmir Valley. Follow Us On G -N e w s | Whatsapp

The RBI’s Financial Inclusion Index measures financial inclusion across three key parameters: Access (35 percent), Usage (45 percent), and Quality (20 percent).

Four districts of the Union Territory of JK fall in the bottom 10 percentile under the Access parameter (branches, fixed business correspondents, and automated teller machines).

The four districts- Srinagar, Bandipora, Kupwara, and Ganderbal- fall in the bottom 10 percentile for the ‘fixed business correspondent’ indicator.

Similarly, under the usage parameter, Bandipora and Anantnag dis

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