Systematic investment plans (SIPs) have revolutionized mutual fund investing by promoting discipline and leveraging compounding. However, with evolving incomes and goals, traditional fixed SIPs face competition from step-up SIPs. A conventional SIP invests a fixed amount regularly, while a step-up SIP automatically escalates the investment amount annually, syncing with income growth and outpacing inflation.

This accelerates corpus building, making it ideal for ambitious milestones like retirement or education funding. By starting small and escalating investments, individuals can build substantial wealth over decades. Core difference between SIP Vs step-up SIP

A conventional SIP involves investing a fixed amount at regular intervals—typically monthly—into mutual funds. This approach inst

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